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Financial intermediation not elsewhere classified · Glasgow

Intelligent Pensions

Intelligent Pensions Limited

Loss-makingCash down 48%ActiveLatest figures: 2022Filed as a small companyCompany only38 years on the register

Private limited company registered in Glasgow, classed under “Financial intermediation not elsewhere classified”.

Headline figures

FY to Dec 2022 · Company only

Turnover

For subscribers

Profit after tax

−£299k

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

Retained reserves

For subscribers

What the numbers say

4 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£202020212022
Profit after tax−£299k
Turnover
Net assets
Cash
Employees
Retained reserves

Every figure for all 3 years

“—” means we did not find the figure in a source; it is never filled with an estimate.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet202020212022
Fixed assets
Current assets
of which debtors
of which cash
Creditors due within a year
Net current assets
Net assets
Ratios
Profit marginProfit after tax as a share of turnover
Return on equityProfit after tax as a share of net assets
Current ratioCurrent assets for every £1 owed within a year
Cash ratioCash for every £1 owed within a year
Creditors to assetsEverything owed to creditors as a share of fixed plus current assets
Turnover per employeeTurnover divided by average staff
Debtor daysDays of turnover owed by customers at the year end

7 balance-sheet lines and 7 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-21

  1. Shares
    Statement of capital following an allotment of shares on 9 September 2026 · GBP 10,431.23
  2. Accounts
    Accounts for a small company made up to 31 December 2025
  3. Directors
    Appointment of Jacqueline Macdougall as a secretary on 28 October 2025
  4. Directors
    Termination of appointment of Graham Hamilton Shedden as a secretary on 28 October 2025
  5. Accounts
    Full accounts made up to 31 December 2024
  6. Accounts
    Full accounts made up to 31 December 2023
  7. Accounts
    Full accounts made up to 31 December 2022
  8. Accounts
    Full accounts made up to 31 December 2021
  9. Directors
    Director's details changed for Mr Anthony Stephen Patterson on 12 November 2021
  10. Ownership
    Change of details for Mr Anthony Stephen Patterson as a person with significant control on 12 November 2021
  11. Accounts
    Full accounts made up to 31 December 2020
  12. Accounts
    Full accounts made up to 31 December 2019
  13. 25 earlier
    1. Directors
      Director's details changed for Mr Anthony Stephen Patterson on 10 May 2020
    2. Ownership
      Change of details for Mr Anthony Stephen Patterson as a person with significant control on 10 May 2020
    3. Accounts
      Full accounts made up to 31 December 2018
    4. Accounts
      Full accounts made up to 31 December 2017
    5. Directors
      Appointment of Mrs Fiona Tait as a director on 1 November 2017
    6. Accounts
      Full accounts made up to 31 December 2016
    7. Shares
      Cancellation of shares. Statement of capital on 27 June 2017 · GBP 8,910 (and 2 more like it since 9 September 2010)
    8. Shares
      Purchase of own shares (and 2 more like it since 3 September 2010)
    9. Accounts
      Full accounts made up to 31 December 2015
    10. Shares
      Sub-division of shares on 25 August 2015
    11. Filing
      Resolutions (and 4 more like it since 22 March 2004)
    12. Accounts
      Full accounts made up to 31 December 2014
    13. Directors
      Termination of appointment of David Trenner as a director on 13 May 2015
    14. Directors
      Appointment of Mr Andrew Pennie as a director on 23 January 2015
    15. Accounts
      Full accounts made up to 31 December 2013
    16. Filing
      Memorandum and Articles of Association
    17. Accounts
      Full accounts made up to 31 December 2012
    18. Directors
      Termination of appointment of Stanley Comber as a director
    19. Directors
      Director's details changed for David Trenner on 1 January 2013
    20. Accounts
      Full accounts made up to 31 December 2011
    21. Directors
      Appointment of Mr Anthony John Moret as a director
    22. Directors
      Termination of appointment of Maurice Paterson as a director
    23. Accounts
      Full accounts made up to 31 May 2011
    24. Accounts
      Current accounting period shortened from 31 May 2012 to 31 December 2011
    25. Address
      Registered office address changed from Cadell House 27 Waterloo Street Glasgow Strathclyde G3 6BZ Scotland on 18 April 2011

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does Intelligent Pensions do?

Private limited company registered in Glasgow, classed under “Financial intermediation not elsewhere classified”. In its own words: “Welcome to Intelligent Pensions. Your financial wellbeing is our expertise. We provide clarity, confidence, and peace of mind.”

›How much turnover does Intelligent Pensions make?

Answered in the full report

›Is Intelligent Pensions profitable?

No: it made a loss after tax of £299k in the year to 31 December 2022, its latest filed accounts.

›How many people work at Intelligent Pensions?

Answered in the full report

›Who runs and owns Intelligent Pensions?

Answered in the full report

›Where is Intelligent Pensions based?

Its registered office is Cadell House, 27 Waterloo Street, Glasgow, G2 6BZ, in Glasgow.

›When was Intelligent Pensions founded?

Intelligent Pensions Limited was incorporated on 26 October 1987.

›Is Intelligent Pensions still trading?

The register lists Intelligent Pensions Limited as active.