# iwoca (iwoca Ltd) Online lender providing short-term loans and revolving credit to small businesses in the UK and Germany. - Company number: 07798925 - Status: Active - Type: Private limited company - Incorporated: 5 October 2011 - Registered office: 10 Queen Street Place, London, United Kingdom, EC4R 1AG - Location: London, Greater London - Activity: Small-business lending / fintech - Website: iwoca.co.uk ## Latest filed profit Profit after tax in the year to 31 December 2025: **£85.1m**, from its latest filed accounts. Turnover, net assets, cash, staff, earlier years, ratios, directors and owners are on the page for subscribers. ## Questions people ask ### What does iwoca do? Online lender providing short-term loans and revolving credit to small businesses in the UK and Germany. In its own words: “Get a quick decision on iwoca business loans ranging from £1,000 to £1,000,000. Repay in 1 day to 5 years with no penalty for early repayment. Fast, flexible finance for UK businesses.” ### How much turnover does iwoca make? Answered on the page for FirmFacts Pro subscribers: https://firmfacts.co/company/iwoca ### Is iwoca profitable? Yes: it made a profit after tax of £85.1m in the year to 31 December 2025, its latest filed accounts. ### How many people work at iwoca? Answered on the page for FirmFacts Pro subscribers: https://firmfacts.co/company/iwoca ### Who runs and owns iwoca? Answered on the page for FirmFacts Pro subscribers: https://firmfacts.co/company/iwoca ### Where is iwoca based? Its registered office is 10 Queen Street Place, London, United Kingdom, EC4R 1AG, in London, Greater London. ### When was iwoca founded? iwoca Ltd was incorporated on 5 October 2011; the business dates from 2011. ### Is iwoca still trading? The register lists iwoca Ltd as active. ## Timeline Recent filings and changes at Companies House. - 2026-10-01: Group of companies' accounts made up to 31 December 2025 - 2026-06-24: Statement of capital following an allotment of shares on 23 June 2026 GBP 12.8073 - 2026-05-19: Statement of capital following an allotment of shares on 13 March 2026 GBP 12.807047 - 2026-05-15: Replacement filing of SH01 - 05/08/25 Statement of Capital gbp 12.662252 - 2026-04-04: Memorandum and Articles of Association - 2026-04-04: Resolutions RES11 ‐ Resolution of removal of pre-emption rights RES13 ‐ Re: disapplication of article 5 13/03/2026 RES10 ‐ Resolution of allotment of securitie… - 2026-03-26: Satisfaction of charge 077989250003 in full - 2026-03-26: Satisfaction of charge 077989250001 in full - 2026-03-26: Satisfaction of charge 077989250002 in full - 2026-03-06: Statement of capital following an allotment of shares on 10 February 2026 GBP 12.779539 - 2026-02-04: Appointment of Joost Holleman as a director on 8 January 2026 - 2026-02-02: Statement of capital following an allotment of shares on 21 January 2026 GBP 12.779371 - 2026-01-26: Memorandum and Articles of Association - 2026-01-26: Resolutions RES01 ‐ Resolution of alteration of Articles of Association - 2026-01-20: Termination of appointment of Monish Suri as a director on 8 January 2026 - 2025-12-10: Change of share class name or designation - 2025-12-10: Particulars of variation of rights attached to shares - 2025-12-09: Statement of capital following an allotment of shares on 7 November 2025 GBP 12.722858 - 2025-12-09: Statement of capital following an allotment of shares on 17 September 2025 GBP 12.719954 --- Source: Companies House filings (Open Government Licence v3.0). Figures are as filed; nothing is estimated. Page: https://firmfacts.co/company/iwoca