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Financial intermediation not elsewhere classified · Welwyn Garden City, Herts
Smartflow Payments
Smartflow Payments Limited
Private limited company registered in Welwyn Garden City, classed under “Financial intermediation not elsewhere classified” and 1 other activity.
Headline figures
FY to Dec 2025 · Company only
Turnover
For subscribers
Profit after tax
£4.22m
Net assets
For subscribers
Cash
For subscribers
Employees
For subscribers
Retained reserves
For subscribers
What the numbers say
3 findings from the figures, in plain English
Written by rules from the figures on this page. Not a forecast or a credit opinion.
History
| £ | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Profit after tax | £4.22m | |||
| Turnover | ||||
| Net assets | ||||
| Cash | ||||
| Employees | ||||
| Retained reserves |
Every figure for all 4 years
“—” means we did not find the figure in a source; it is never filled with an estimate.
Balance sheet and ratios
From the filed balance sheets · £
| Balance sheet | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed assets | ||||
| Current assets | ||||
| of which debtors | ||||
| of which cash | ||||
| Creditors due within a year | ||||
| Net current assets | ||||
| Net assets | ||||
| Ratios | ||||
| Profit marginProfit after tax as a share of turnover | ||||
| Return on equityProfit after tax as a share of net assets | ||||
| Current ratioCurrent assets for every £1 owed within a year | ||||
| Cash ratioCash for every £1 owed within a year | ||||
| Creditors to assetsEverything owed to creditors as a share of fixed plus current assets | ||||
| Turnover per employeeTurnover divided by average staff | ||||
| Debtor daysDays of turnover owed by customers at the year end | ||||
7 balance-sheet lines and 7 ratios, every year
A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.
Questions people ask
›What does Smartflow Payments do?
Private limited company registered in Welwyn Garden City, classed under “Financial intermediation not elsewhere classified” and 1 other activity.
›How much turnover does Smartflow Payments make?
Answered in the full report
›Is Smartflow Payments profitable?
Yes: it made a profit after tax of £4.22m in the year to 31 December 2025, its latest filed accounts.
›How many people work at Smartflow Payments?
Answered in the full report
›Where is Smartflow Payments based?
Its registered office is 11 Garden Court Tewin Road, Welwyn Garden City, Herts, AL7 1BH, in Welwyn Garden City, Herts.
›When was Smartflow Payments founded?
Smartflow Payments Limited was incorporated on 17 November 2017.
›Is Smartflow Payments still trading?
The register lists Smartflow Payments Limited as active.