Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors · Woking
Step One Finance
Step One Finance Limited
Private limited company registered in Woking, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and 1 other activity.
Headline figures
FY to Dec 2025 · As filed (group accounts)
Turnover
For subscribers
Profit after tax
£631k
Net assets
For subscribers
Cash
For subscribers
Employees
For subscribers
Retained reserves
For subscribers
What the numbers say
4 findings from the figures, in plain English
Written by rules from the figures on this page. Not a forecast or a credit opinion.
History
| £ | 2023 | 2024* | 2025 |
|---|---|---|---|
| Profit after tax | £631k | ||
| Turnover | |||
| Net assets | |||
| Cash | |||
| Employees | |||
| Retained reserves |
Every figure for all 3 years
“—” means we did not find the figure in a source; it is never filled with an estimate. * Restated: the next year's accounts printed different figures for this year, and those later figures are shown.
Balance sheet and ratios
From the filed balance sheets · £
| Balance sheet | 2023 | 2024 | 2025 |
|---|---|---|---|
| Fixed assets | |||
| Current assets | |||
| of which debtors | |||
| of which cash | |||
| Creditors due within a year | |||
| Net current assets | |||
| Net assets | |||
| Ratios | |||
| Return on equityProfit after tax as a share of net assets | |||
| Current ratioCurrent assets for every £1 owed within a year | |||
| Cash ratioCash for every £1 owed within a year | |||
| Creditors to assetsEverything owed to creditors as a share of fixed plus current assets | |||
7 balance-sheet lines and 4 ratios, every year
A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.
Questions people ask
›What does Step One Finance do?
Private limited company registered in Woking, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and 1 other activity. In its own words: “Step One Finance is a specialist consumer lending business. Apply for a Mortgage loan of up to £500,000. We seek to offer products that are easy to understand and provide real solutions for customers.”
›How much turnover does Step One Finance make?
Answered in the full report
›Is Step One Finance profitable?
Yes: it made a profit after tax of £631k in the year to 31 December 2025, its latest filed accounts.
›How many people work at Step One Finance?
Answered in the full report
›Where is Step One Finance based?
Its registered office is Premier House, 15-19 Church Street West, Woking, GU21 6DJ, in Woking.
›When was Step One Finance founded?
Step One Finance Limited was incorporated on 23 November 2010.
›Is Step One Finance still trading?
The register lists Step One Finance Limited as active.