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Other information technology service activities · London

Truelayer

Truelayer Limited

Losses 3 years runningStaff down 23%ActiveLatest figures: 2024Company only10 years on the register

Private limited company registered in London, classed under “Other information technology service activities”.

Headline figures

FY to Dec 2024 · Company only

Turnover

For subscribers

Profit after tax

−£41.3m

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

What the numbers say

3 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£20202021*2022*20232024
Profit after tax−£41.3m
Turnover
Net assets
Cash
Employees

Every figure for all 5 years

“—” means we did not find the figure in a source; it is never filled with an estimate. * Restated: the next year's accounts printed different figures for this year, and those later figures are shown.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet2021202220232024
Current assets
of which debtors
of which cash
Creditors due within a year
Net current assets
Net assets
Ratios
Profit marginProfit after tax as a share of turnover
Return on equityProfit after tax as a share of net assets
Current ratioCurrent assets for every £1 owed within a year
Cash ratioCash for every £1 owed within a year
Creditors to assetsEverything owed to creditors as a share of fixed plus current assets
Turnover per employeeTurnover divided by average staff
Debtor daysDays of turnover owed by customers at the year end

6 balance-sheet lines and 7 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-12

  1. Accounts
    Full accounts made up to 31 December 2025
  2. Shares
    Consolidation of shares on 21 May 2026
  3. Shares
    Statement of capital on 21 May 2026 USD 1
  4. Directors
    Statement by Directors
  5. Filing
    Solvency Statement dated 21/05/26
  6. Shares
    Resolutions RES06 ‐ Resolution of reduction in issued share capital
  7. Charges
    Registration of charge 102782510004, created on 19 May 2026
  8. Accounts
    Full accounts made up to 31 December 2024
  9. Shares
    Statement of capital following an allotment of shares on 29 August 2025 USD 3.135207
  10. Directors
    Resolutions RES14 ‐ The sum of £13,000,000 be capitalised 30/07/2025 RES13 ‐ Directors authorised 30/07/2025
  11. Shares
    Statement of capital following an allotment of shares on 30 July 2025 USD 17,369,455.065208
  12. Directors
    Statement by Directors
  13. 6 earlier
    1. Shares
      Statement of capital on 31 July 2025 USD 3.135208
    2. Filing
      Solvency Statement dated 30/07/25
    3. Shares
      Resolutions RES06 ‐ Resolution of reduction in issued share capital RES13 ‐ That the company's entire share premium account is cancelled. 30/07/2025
    4. Shares
      Statement of capital following an allotment of shares on 22 June 2025 USD 3.135208
    5. Directors
      Appointment of Olivia Charlotte Elizabeth Goddard as a secretary on 12 May 2025
    6. Filing
      Resolutions RES01 ‐ Resolution of adoption of Articles of Association

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does Truelayer do?

Private limited company registered in London, classed under “Other information technology service activities”. In its own words: “We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.”

›How much turnover does Truelayer make?

Answered in the full report

›Is Truelayer profitable?

No: it made a loss after tax of £41.3m in the year to 31 December 2024, its latest filed accounts.

›How many people work at Truelayer?

Answered in the full report

›Who runs and owns Truelayer?

Its directors are Olivia Charlotte Elizabeth Goddard, Robert Daniel Kerrigan, Muhamad Hussein Mirza, Camilla Jane Richardson. Its owners are shown to subscribers.

›Where is Truelayer based?

Its registered office is Part Ground Floor (East), Floors 6 And 7 The Gilbert, 40 Finsbury Square, London, EC2A 1PX, in London.

›When was Truelayer founded?

Truelayer Limited was incorporated on 14 July 2016.

›Is Truelayer still trading?

The register lists Truelayer Limited as active.

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