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Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors · Carlisle

Caledonian Consumer Finance

Caledonian Consumer Finance Ltd

Cash down 75%ActiveLatest figures: 2022Company only16 years on the register

Private limited company registered in Carlisle, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors”.

Headline figures

FY to Oct 2022 · Company only

Turnover

For subscribers

Profit after tax

£412k

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

Retained reserves

For subscribers

What the numbers say

4 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£20212022
Profit after tax£412k
Turnover
Net assets
Cash
Employees
Retained reserves

Every figure for all 2 years

“—” means we did not find the figure in a source; it is never filled with an estimate.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet20212022
Fixed assets
of which debtors
Creditors due within a year
Ratios
Profit marginProfit after tax as a share of turnover
Return on equityProfit after tax as a share of net assets
Cash ratioCash for every £1 owed within a year
Turnover per employeeTurnover divided by average staff
Debtor daysDays of turnover owed by customers at the year end

3 balance-sheet lines and 5 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-29

  1. Accounts
    Total exemption full accounts made up to 31 October 2025
  2. Charges
    Satisfaction of charge 073680040003 in full
  3. Accounts
    Total exemption full accounts made up to 31 October 2024
  4. Accounts
    Total exemption full accounts made up to 31 October 2023
  5. Accounts
    Full accounts made up to 31 October 2022
  6. Accounts
    Accounts for a small company made up to 31 October 2021
  7. Accounts
    Accounts for a small company made up to 31 October 2020
  8. Accounts
    Accounts for a small company made up to 31 October 2019
  9. Accounts
    Accounts for a small company made up to 31 October 2018
  10. Address
    Registered office address changed from Enterprise House 5 Roundwood Lane Harpenden Hertfordshire AL5 3BW to Pacific House Fletcher Way Parkhouse Carlisle CA3 0LJ on 15 January 2019
  11. Accounts
    Accounts for a small company made up to 31 October 2017
  12. Accounts
    Full accounts made up to 31 October 2016
  13. 18 earlier
    1. Charges
      Registration of charge 073680040003, created on 22 February 2016
    2. Charges
      Satisfaction of charge 073680040002 in full
    3. Accounts
      Full accounts made up to 31 October 2015
    4. Directors
      Director's details changed for Mr Craig William Murray on 23 September 2015
    5. Directors
      Secretary's details changed for Ms Gaynor Carruthers Bulloch on 23 September 2015
    6. Directors
      Director's details changed for Mr Stephen Dowdells on 23 September 2015
    7. Accounts
      Total exemption small company accounts made up to 31 October 2014
    8. Directors
      Appointment of Mr Stephen Dowdells as a director on 21 January 2015
    9. Accounts
      Total exemption small company accounts made up to 31 October 2013
    10. Charges
      Registration of charge 073680040002
    11. Accounts
      Total exemption small company accounts made up to 31 October 2012
    12. Accounts
      Accounts for a dormant company made up to 31 October 2011
    13. Charges
      Particulars of a mortgage or charge / charge no: 1
    14. Shares
      Statement of capital following an allotment of shares on 27 February 2012 · GBP 100
    15. Accounts
      Accounts for a dormant company made up to 30 September 2011
    16. Accounts
      Previous accounting period shortened from 30 September 2012 to 31 October 2011
    17. Directors
      Appointment of Ms Gaynor Carruthers Bulloch as a secretary
    18. Incorporation
      Incorporation

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does Caledonian Consumer Finance do?

Private limited company registered in Carlisle, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors”.

›How much turnover does Caledonian Consumer Finance make?

Answered in the full report

›Is Caledonian Consumer Finance profitable?

Yes: it made a profit after tax of £412k in the year to 31 October 2022, its latest filed accounts.

›How many people work at Caledonian Consumer Finance?

Answered in the full report

›Who runs and owns Caledonian Consumer Finance?

Its directors are Gaynor Carruthers Bulloch, Stephen Morgan Dowdells, Craig William Murray. Its owners are shown to subscribers.

›Where is Caledonian Consumer Finance based?

Its registered office is Pacific House Fletcher Way, Parkhouse, Carlisle, CA3 0LJ, in Carlisle.

›When was Caledonian Consumer Finance founded?

Caledonian Consumer Finance Ltd was incorporated on 7 September 2010.

›Is Caledonian Consumer Finance still trading?

The register lists Caledonian Consumer Finance Ltd as active.

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