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Activities of mortgage finance companies · Royston, Hertfordshire

Expert Mortgages Herts & Cambs

Expert Mortgages Herts & Cambs Ltd

Net liabilitiesStaff up 50%ActiveLatest figures: 2025Abridged accountsCompany only5 years on the register

Private limited company registered in Royston, classed under “Activities of mortgage finance companies”.

Headline figures

FY to Dec 2025 · Company only

Turnover

For subscribers

Profit after tax

—

Not filed: small-company exemption

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

Retained reserves

For subscribers

What the numbers say

3 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£20212022202320242025
Profit after tax—
Turnover
Net assets
Cash
Employees
Retained reserves

Every figure for all 5 years

“—” means we did not find the figure in a source; it is never filled with an estimate.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet2022202320242025
Current assets
of which debtors
of which cash
Creditors due within a year
Net current assets
Net assets
Ratios
Current ratioCurrent assets for every £1 owed within a year
Cash ratioCash for every £1 owed within a year
Creditors to assetsEverything owed to creditors as a share of fixed plus current assets

6 balance-sheet lines and 3 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-31

  1. Accounts
    Unaudited abridged accounts made up to 31 December 2025
  2. Ownership
    Notification of Simon Andrew Masters as a person with significant control on 1 June 2025
  3. Directors
    Replacement Filing for the appointment of Mr Simon Andrew Masters as a director (and 1 more like it since 27 February 2026)
  4. Accounts
    Unaudited abridged accounts made up to 31 December 2024
  5. Directors
    Termination of appointment of Simon Andrew Masters as a director on 1 June 2025
  6. Directors
    Appointment of Mr Simon Andrew Masters as a director on 1 June 2025 (and 1 more like it since 2 June 2025)
  7. Directors
    Appointment of Mrs Claire Valerie Wise as a secretary on 5 August 2024
  8. Directors
    Termination of appointment of Neil Owen Wise as a secretary on 5 August 2024
  9. Ownership
    Cessation of Oliver Scott as a person with significant control on 5 August 2024
  10. Directors
    Termination of appointment of Oliver Scott as a director on 5 August 2024
  11. Directors
    Director's details changed for Mr Neil Owen Wise on 29 July 2024
  12. Accounts
    Unaudited abridged accounts made up to 31 December 2023
  13. 14 earlier
    1. Directors
      Director's details changed for Mr Oliver Scott on 21 December 2023
    2. Ownership
      Notification of Oliver Scott as a person with significant control on 1 April 2023
    3. Address
      Registered office address changed from Hardcastle Burton, Market Hill Royston SG8 9JN United Kingdom to Lake House Market Hill Royston Hertfordshire SG8 9JN on 20 July 2023
    4. Accounts
      Unaudited abridged accounts made up to 31 December 2022
    5. Directors
      Secretary's details changed for Mr Neil Owen Wise on 28 June 2023
    6. Directors
      Director's details changed for Mr Neil Owen Wise on 28 June 2023
    7. Ownership
      Change of details for Mr Neil Owen Wise as a person with significant control on 28 June 2023
    8. Directors
      Secretary's details changed for Mr Neil Wise on 13 June 2023
    9. Directors
      Appointment of Mr Oliver Scott as a director on 1 April 2023
    10. Accounts
      Unaudited abridged accounts made up to 31 December 2021
    11. Ownership
      Change of details for Mr Neil Owen Wise as a person with significant control on 17 February 2022
    12. Directors
      Director's details changed for Mr Neil Owen Wise on 17 February 2022
    13. Directors
      Secretary's details changed for Mr Neil Wise on 17 February 2022
    14. Incorporation
      Incorporation

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does Expert Mortgages Herts & Cambs do?

Private limited company registered in Royston, classed under “Activities of mortgage finance companies”.

›How much turnover does Expert Mortgages Herts & Cambs make?

Answered in the full report

›Is Expert Mortgages Herts & Cambs profitable?

Expert Mortgages Herts & Cambs's profit isn't public: small companies may file without a profit and loss account.

›How many people work at Expert Mortgages Herts & Cambs?

Answered in the full report

›Who runs and owns Expert Mortgages Herts & Cambs?

Its directors are Claire Valerie Wise, Simon Andrew Masters, Neil Owen Wise. Its owners are shown to subscribers.

›Where is Expert Mortgages Herts & Cambs based?

Its registered office is Lake House, Market Hill, Royston, Hertfordshire, SG8 9JN, in Royston, Hertfordshire.

›When was Expert Mortgages Herts & Cambs founded?

Expert Mortgages Herts & Cambs Ltd was incorporated on 22 December 2020.

›Is Expert Mortgages Herts & Cambs still trading?

The register lists Expert Mortgages Herts & Cambs Ltd as active.

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