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Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors · Leeds

International Personal Finance

International Personal Finance PLC

ActiveLatest figures: 2025Group consolidated19 years on the register

Public limited company registered in Leeds, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors”.

Headline figures

FY to Dec 2025 · Group consolidated

Turnover

For subscribers

Profit after tax

£54.2m

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

Retained reserves

For subscribers

What the numbers say

3 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£202320242025
Profit after tax£54.2m
Turnover
Net assets
Cash
Employees
Retained reserves

Every figure for all 3 years

“—” means we did not find the figure in a source; it is never filled with an estimate.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet202320242025
Current assets
of which cash
Creditors due within a year
Creditors due after a year
Net assets
Ratios
Profit marginProfit after tax as a share of turnover
Return on equityProfit after tax as a share of net assets
Current ratioCurrent assets for every £1 owed within a year
Cash ratioCash for every £1 owed within a year

5 balance-sheet lines and 4 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-27

  1. Shares
    Sale or transfer of treasury shares. Treasury capital: · GBP 0 (and 28 more like it since 25 January 2022)
  2. Ownership
    Notification of Ipf Parent Holdings Limited as a person with significant control on 4 August 2026
  3. Address
    Register(s) moved to registered office address 26 Whitehall Road Leeds LS12 1BE
  4. Shares
    Statement of capital following an allotment of shares on 28 July 2026 · GBP 23,138,374.0
  5. Filing
    Court order
  6. Directors
    Appointment of Mr Eric Harris Torgerson as a director on 4 August 2026
  7. Directors
    Termination of appointment of Stuart William Sinclair as a director on 4 August 2026
  8. Directors
    Appointment of Ms Michelle Lynne Hemerley as a director on 4 August 2026
  9. Directors
    Appointment of Mr Michael Christian Petronio as a director on 4 August 2026
  10. Directors
    Termination of appointment of William Richard Holmes as a director on 4 August 2026
  11. Directors
    Termination of appointment of Katrina Jane Cliffe as a director on 4 August 2026
  12. Directors
    Termination of appointment of Aileen Wallace as a director on 4 August 2026
  13. 26 earlier
    1. Accounts
      Group of companies' accounts made up to 31 December 2025
    2. Filing
      Resolutions (and 7 more like it since 22 September 2021)
    3. Directors
      Termination of appointment of Thomas Crane as a secretary on 30 April 2026
    4. Directors
      Termination of appointment of a secretary
    5. Directors
      Appointment of Mrs Georgia Dunn as a secretary on 30 April 2026
    6. Filing
      Memorandum and Articles of Association (and 1 more like it since 14 May 2024)
    7. Shares
      Sale or transfer of treasury shares. Treasury capital
    8. Shares
      Cancellation of shares. Statement of capital on 25 October 2024 · GBP 22,461,003 (and 6 more like it since 2 September 2024)
    9. Accounts
      Group of companies' accounts made up to 31 December 2024
    10. Directors
      Termination of appointment of Deborah Lee Davis as a director on 1 May 2025
    11. Shares
      Purchase of own shares (and 6 more like it since 23 September 2024)
    12. Directors
      Director's details changed for Mr Gary Thompson on 25 September 2024
    13. Accounts
      Group of companies' accounts made up to 31 December 2023
    14. Directors
      Director's details changed for Mr Stuart William Sinclair on 25 May 2023
    15. Accounts
      Group of companies' accounts made up to 31 December 2022
    16. Directors
      Appointment of Ms Aileen Wallace as a director on 20 December 2022
    17. Directors
      Termination of appointment of Johannes Jacobus Mangelaars as a director on 20 December 2022
    18. Directors
      Appointment of Mr Thomas Crane as a secretary on 11 November 2022
    19. Directors
      Termination of appointment of Laura Jane Dobson as a secretary on 11 November 2022
    20. Directors
      Appointment of Mrs Katrina Jane Cliffe as a director on 1 August 2022
    21. Directors
      Termination of appointment of Bronwyn Syiek as a director on 20 July 2022
    22. Accounts
      Group of companies' accounts made up to 31 December 2021
    23. Directors
      Appointment of Mr Gary Thompson as a director on 4 April 2022
    24. Shares
      Purchase of own shares. Shares purchased into treasury: · GBP 1,145,542.56
    25. Directors
      Director's details changed for Mrs. Bronwyn Syiek on 6 October 2021
    26. Directors
      Director's details changed for Mr Stuart William Sinclair on 6 October 2021

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does International Personal Finance do?

Public limited company registered in Leeds, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors”.

›How much turnover does International Personal Finance make?

Answered in the full report

›Is International Personal Finance profitable?

Yes: it made a profit after tax of £54.2m in the year to 31 December 2025, its latest filed accounts.

›Who runs and owns International Personal Finance?

Its directors are Georgia Dunn, Michelle Lynne Hemerley, Michael Christian Petronio, Gerard Jude Ryan, Gary Howard Thompson and 1 more. Its owners are shown to subscribers.

›Where is International Personal Finance based?

Its registered office is 26 Whitehall Road, Leeds, LS12 1BE, in Leeds.

›When was International Personal Finance founded?

International Personal Finance PLC was incorporated on 5 December 2006.

›Is International Personal Finance still trading?

The register lists International Personal Finance PLC as active.

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