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Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors · London

Navigator Trading

Navigator Trading Limited

Cash down 91%ActiveLatest figures: 2025Company only14 years on the register

Private limited company registered in London, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors”.

Headline figures

FY to Mar 2025 · Company only

Turnover

For subscribers

Profit after tax

£19.1m

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

Retained reserves

For subscribers

What the numbers say

4 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£20222023*20242025
Profit after tax£19.1m
Turnover
Net assets
Cash
Employees
Retained reserves

Every figure for all 4 years

“—” means we did not find the figure in a source; it is never filled with an estimate. * Restated: the next year's accounts printed different figures for this year, and those later figures are shown.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet2022202320242025
Current assets
of which debtors
of which cash
Creditors due within a year
Net current assets
Net assets
Ratios
Profit marginProfit after tax as a share of turnover
Return on equityProfit after tax as a share of net assets
Current ratioCurrent assets for every £1 owed within a year
Cash ratioCash for every £1 owed within a year
Creditors to assetsEverything owed to creditors as a share of fixed plus current assets
Turnover per employeeTurnover divided by average staff
Debtor daysDays of turnover owed by customers at the year end

6 balance-sheet lines and 7 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-18

  1. Shares
    Statement of capital following an allotment of shares on 14 October 2026 · GBP 4,605,510.5 (and 95 more like it since 15 January 2025)
  2. Accounts
    Full accounts made up to 31 March 2026
  3. Confirmation
    Confirmation statement made on 1 February 2026 with no updates
  4. Accounts
    Full accounts made up to 31 March 2025
  5. Confirmation
    Confirmation statement made on 1 February 2025 with updates

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does Navigator Trading do?

Private limited company registered in London, classed under “Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors”.

›How much turnover does Navigator Trading make?

Answered in the full report

›Is Navigator Trading profitable?

Yes: it made a profit after tax of £19.1m in the year to 31 March 2025, its latest filed accounts.

›How many people work at Navigator Trading?

Answered in the full report

›Who runs and owns Navigator Trading?

Its directors are Michael Jonathan Bayer, Sean Brophy, Christopher Johannes Fleming-Brown, Michael Richard Francis, Toby Hilton Furnivall. Its owners are shown to subscribers.

›Where is Navigator Trading based?

Its registered office is 1 King William Street, London, EC4N 7AF, in London.

›When was Navigator Trading founded?

Navigator Trading Limited was incorporated on 5 September 2012.

›Is Navigator Trading still trading?

The register lists Navigator Trading Limited as active.

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