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Financial intermediation not elsewhere classified · Manchester

Pareto Financial Planning

Pareto Financial Planning Limited

ActiveLatest figures: 2025Filed as a small companyAbridged accountsCompany only18 years on the register

Private limited company registered in Manchester, classed under “Financial intermediation not elsewhere classified” and 2 other activities.

Headline figures

FY to May 2025 · Company only

Turnover

For subscribers

Profit after tax

—

Not filed: small-company exemption

Net assets

For subscribers

Cash

For subscribers

Employees

For subscribers

Retained reserves

For subscribers

What the numbers say

2 findings from the figures, in plain English

Written by rules from the figures on this page. Not a forecast or a credit opinion.

History

Pro
£20212022202320242025
Profit after tax—
Turnover
Net assets
Cash
Employees
Retained reserves

Every figure for all 5 years

“—” means we did not find the figure in a source; it is never filled with an estimate.

Balance sheet and ratios

From the filed balance sheets · £

Balance sheet2022202320242025
Fixed assets
Current assets
of which debtors
of which cash
Creditors due within a year
Net current assets
Net assets
Ratios
Profit marginProfit after tax as a share of turnover
Return on equityProfit after tax as a share of net assets
Current ratioCurrent assets for every £1 owed within a year
Cash ratioCash for every £1 owed within a year
Creditors to assetsEverything owed to creditors as a share of fixed plus current assets
Turnover per employeeTurnover divided by average staff
Debtor daysDays of turnover owed by customers at the year end

7 balance-sheet lines and 7 ratios, every year

A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.

Timeline

Checked 2026-10-31

  1. Ownership
    Change of details for K3 Capital Group Limited as a person with significant control on 13 March 2026
  2. Directors
    Termination of appointment of Nicola Jane Aspray as a director on 1 June 2026
  3. Accounts
    Accounts for a small company made up to 31 May 2025
  4. Filing
    Resolutions (and 3 more like it since 26 April 2021)
  5. Filing
    Memorandum and Articles of Association
  6. Charges
    Registration of charge 065827750008, created on 19 December 2025
  7. Accounts
    Previous accounting period extended from 31 March 2025 to 31 May 2025
  8. Ownership
    Cessation of Stechant Limited as a person with significant control on 12 November 2025
  9. Ownership
    Notification of K3 Capital Group Limited as a person with significant control on 12 November 2025
  10. Directors
    Appointment of Mr Andrew Robert Melbourne as a director on 15 August 2025
  11. Directors
    Appointment of Mr Michael Lee Cauter as a director on 15 August 2025
  12. Charges
    Satisfaction of charge 065827750007 in full
  13. 24 earlier
    1. Ownership
      Second filing for the cessation of John Stevenson as a person with significant control
    2. Ownership
      Second filing for the cessation of George Chantry as a person with significant control
    3. Ownership
      Second filing for the notification of Stechant Limited as a person with significant control
    4. Ownership
      Change of details for Stechant Limited as a person with significant control on 4 September 2024
    5. Charges
      Satisfaction of charge 065827750006 in full
    6. Charges
      Satisfaction of charge 065827750004 in full
    7. Accounts
      Accounts for a small company made up to 31 March 2024
    8. Charges
      Registration of charge 065827750007, created on 22 October 2024
    9. Address
      Registered office address changed from Tower 12 Level 7 Bridge Street Manchester M3 3BZ England to The Old Schoolhouse 5-7 Byrom Street Manchester M3 4PF on 29 August 2024
    10. Accounts
      Accounts for a small company made up to 31 March 2023
    11. Charges
      Registration of charge 065827750006, created on 29 March 2023
    12. Charges
      Satisfaction of charge 065827750005 in full
    13. Accounts
      Accounts for a small company made up to 31 March 2022
    14. Directors
      Appointment of Mr Philip Andrew Young as a director on 21 September 2022
    15. Directors
      Termination of appointment of Rory Michael Percival as a director on 31 March 2022
    16. Charges
      Satisfaction of charge 065827750002 in full
    17. Charges
      Satisfaction of charge 065827750003 in full
    18. Accounts
      Total exemption full accounts made up to 31 March 2021
    19. Directors
      Termination of appointment of George Mitchell Chantry as a director on 30 November 2021
    20. Directors
      Appointment of Mr Christopher James Romain as a director on 23 March 2021
    21. Charges
      Registration of charge 065827750005, created on 2 March 2021
    22. Charges
      Registration of charge 065827750004, created on 10 March 2021
    23. Charges
      Satisfaction of charge 1 in full
    24. Ownership
      Notification of Stechant Limited as a person with significant control on 1 June 2017

From the Companies House filing history. Routine confirmation statements are left out, and a run of the same filing is shown once.

Questions people ask

›What does Pareto Financial Planning do?

Private limited company registered in Manchester, classed under “Financial intermediation not elsewhere classified” and 2 other activities.

›How much turnover does Pareto Financial Planning make?

Answered in the full report

›Is Pareto Financial Planning profitable?

Pareto Financial Planning's profit isn't public: small companies may file without a profit and loss account.

›How many people work at Pareto Financial Planning?

Answered in the full report

›Who runs and owns Pareto Financial Planning?

Its directors are Stuart Carswell, Michael Lee Cauter, Darren Edward Hardy-Dearness, Andrew Robert Melbourne, Christopher James Romain and 3 more. Its owners are shown to subscribers.

›Where is Pareto Financial Planning based?

Its registered office is The Old Schoolhouse, 5-7 Byrom Street, Manchester, M3 4PF, in Manchester.

›When was Pareto Financial Planning founded?

Pareto Financial Planning Limited was incorporated on 1 May 2008.

›Is Pareto Financial Planning still trading?

The register lists Pareto Financial Planning Limited as active.

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