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Activities of mortgage finance companies · Aberystwyth, Ceredigion
Stephen Cham Mortgage and Financial Services
Stephen Cham Mortgage and Financial Services Ltd
Private limited company registered in Aberystwyth, classed under “Activities of mortgage finance companies”.
Headline figures
FY to Jan 2025 · Company only
Turnover
For subscribers
Profit after tax
—
Not filed: small-company exemption
Net assets
For subscribers
Cash
For subscribers
Employees
For subscribers
Retained reserves
For subscribers
What the numbers say
2 findings from the figures, in plain English
Written by rules from the figures on this page. Not a forecast or a credit opinion.
History
| £ | 2021 | 2022 | 2023* | 2024 | 2025 |
|---|---|---|---|---|---|
| Profit after tax | — | ||||
| Turnover | |||||
| Net assets | |||||
| Cash | |||||
| Employees | |||||
| Retained reserves |
Every figure for all 5 years
“—” means we did not find the figure in a source; it is never filled with an estimate. * Restated: the next year's accounts printed different figures for this year, and those later figures are shown.
Balance sheet and ratios
From the filed balance sheets · £
| Balance sheet | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed assets | ||||
| Current assets | ||||
| of which debtors | ||||
| of which cash | ||||
| Creditors due within a year | ||||
| Net current assets | ||||
| Creditors due after a year | ||||
| Net assets | ||||
| Ratios | ||||
| Profit marginProfit after tax as a share of turnover | ||||
| Return on equityProfit after tax as a share of net assets | ||||
| Current ratioCurrent assets for every £1 owed within a year | ||||
| Cash ratioCash for every £1 owed within a year | ||||
| Creditors to assetsEverything owed to creditors as a share of fixed plus current assets | ||||
| Turnover per employeeTurnover divided by average staff | ||||
| Debtor daysDays of turnover owed by customers at the year end | ||||
8 balance-sheet lines and 7 ratios, every year
A ratio appears only for years where every line it needs was filed. Lines are as tagged in the accounts; nothing is added up or estimated.
Questions people ask
›What does Stephen Cham Mortgage and Financial Services do?
Private limited company registered in Aberystwyth, classed under “Activities of mortgage finance companies”.
›How much turnover does Stephen Cham Mortgage and Financial Services make?
Answered in the full report
›Is Stephen Cham Mortgage and Financial Services profitable?
Stephen Cham Mortgage and Financial Services's profit isn't public: small companies may file without a profit and loss account.
›How many people work at Stephen Cham Mortgage and Financial Services?
Answered in the full report
›Where is Stephen Cham Mortgage and Financial Services based?
Its registered office is The Old Convent Pje Accountants & Advisors, Llanbadarn Road, Aberystwyth, Ceredigion, SY23 1EY, in Aberystwyth, Ceredigion.
›When was Stephen Cham Mortgage and Financial Services founded?
Stephen Cham Mortgage and Financial Services Ltd was incorporated on 6 January 2015.
›Is Stephen Cham Mortgage and Financial Services still trading?
The register lists Stephen Cham Mortgage and Financial Services Ltd as active.